Jan 8, 2015
Check manufacturers have been taking measures to make it harder for people to copy, alter or counterfeit these instruments of payment. The National Check Fraud Center says among those security features are:
Watermarks and special inks that react with certain solvents when a forger tries to modify the dollar amount or designated payee on the check.
High-resolution micro-printing that looks like a line or pattern to the naked eye. In reality, the border or line is a series of words, making it difficult to scan, photocopy or otherwise duplicate the item perfectly.
Businesses can take additional precautions to make it hard for criminals to cash in. If you accept checks for payment of merchandise or services, watch for signs of potentially bad checks. Keep in mind these indicators are not absolutes; legitimate checks also may have some of the same characteristics: